Mobile Chapter 13 Bankruptcy Attorney

In Chapter 13 bankruptcy, a debtor is allowed to keep certain assets such as a home or car as long as he or she has a regular source of income and is solvent enough to maintain current payments. Chapter 13 bankruptcy allows you to restructure existing debt into a payment plan of three to five years. The amount that is actually repaid to creditors under Chapter 13 is usually a percentage of the full amount owed.

If you file Chapter 13 bankruptcy, you will be assigned a bankruptcy trustee who will create your repayment plan, collect monthly payments and distribute those payments to your creditors. It is a smart idea to work with an experienced Chapter 13 bankruptcy lawyer who will represent you before the trustee and help you navigate the bankruptcy process.

Barry A. Friedman & Associates, P.C. has helped hundreds of individuals rebuild a solid financial foundation through bankruptcy. You are not required to use an attorney when filing bankruptcy, but individuals who do not seek legal counsel risk:

  • Filing under the wrong chapter
  • Not completing the proper documents
  • Choosing incorrect property exemptions and forfeiting assets unnecessarily
  • Being unprepared to defend against a creditor's action to deny discharge of debt

If you face foreclosure, it is important to act immediately to provide yourself the opportunity to stay in your home. The first step is to schedule a meeting with our experienced bankruptcy attorney. We will review your situation and explain your options in terms that are easy to understand. If you select us to represent you, we advocate for you at every step.

We work with clients in Mobile County, Baldwin County and throughout southern Alabama.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.